Search for specific education indicators by country, theme or level of education and compare the results using interactive charts and tables.

Base Theme

Education at a Glance 2019 (EAG 2019): Highlights
EAG 2019, Chapter A: The output of educational institutions and the impact of learning
EAG 2019, Chapter B: Access to education, participation and progression
EAG 2019, Chapter C: Financial resources invested in education
EAG 2019, Chapter D: Teachers, learning environment and organisation of schools
TALIS 2018 (Volume I): Teachers and School Leaders as Lifelong Learners
TALIS 2018 (Volume II): Teachers and School Leaders as Valued Professionals
TALIS 2018: Starting Strong Survey
PISA 2018: Highlight indicators
PISA 2018 Results (Volume II): Where All Students Can Succeed
PISA 2018 Results (Volume III): What School Life Means for Students' Lives
PISA 2018 Results (Volume IV): Are Students Smart About Money?
PISA 2015 (Volume V): Collaborative Problem Solving
Survey of Adult Skills (PIAAC): Full selection of indicators
Access & Participation
Organisation & Governance
Finance & Funding
Learning environment
Students' Well-Being
Teachers
Evaluation & Quality assurance
Equity
Gender
Digital divide
Special needs
Socio-economic status
Migrant background
Economic & Social outcomes
Internationalisation
Research & Innovation
School leadership
Trends shaping education
Attainment
Skills
Low performers
Computers, education & skills
Early childhood education & care
Tertiary education
Demographic, social & economic indicators
PISA 2018 Results (Volume IV): Are Students Smart About Money?
Financial literacy is defined as the knowledge and understanding of financial concepts and risks, and the skills, motivation and confidence to apply such knowledge and understanding in order to make effective decisions across a range of financial contexts, to improve the financial well-being of individuals and society, and to enable participation in economic life.

  • Average financial literacy performance in Estonia was higher than that in every other participating country/economy, followed by performance in the Canadian provinces and Finland.
  • Some 85% of students, on average across OECD countries/economies, attained at least Level 2 proficiency in financial literacy. These students can apply their knowledge of common financial products and commonly used financial terms to situations that are relevant to them, and can recognise the value of a simple budget. However, in five partner countries, more than one in three students did not attain Level 2 proficiency.
  • Some 10% of students attained the highest level of proficiency in financial literacy, Level 5, on average across OECD countries/economies. These students can analyse complex financial products, and take into account features of financial documents that are not immediately obvious. Almost one in five students in Estonia and Finland displayed Level 5 proficiency.
  • Boys scored a small but significant 2 points higher than girls in the PISA 2018 financial literacy assessment, on average across OECD countries/economies. After accounting for performance in mathematics and reading, boys outperformed girls by 10 points.
  • Socio-economically advantaged students performed better in financial literacy than disadvantaged students - by roughly one proficiency level, on average across OECD countries/economies.
  • Immigrant students scored 30 points lower than non-immigrant students, on average across OECD countries/economies. After accounting for performance in reading and mathematics, immigrant students scored only five points below non-immigrant students.
  • Parents, guardians and other adult relations were students' most common source of information about money matters: 94% of students reported obtaining such information from their parents, on average across OECD countries/economies.
  • On average across OECD countries/economies in 2018, 54% of students held an account at a bank, building society, post office or credit union, and 45% of students held a payment card or a debit card. Students in Australia, the Canadian provinces, Estonia and Finland were particularly likely to hold such products, while students in Brazil, Peru and Serbia were amongst the least likely to hold such products.


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    Select OECD Countries

    Australia
    Austria
    Belgium
    Belgium (Flanders)
    Belgium (French)
    Belgium (excl. Flemish)
    Canada
    Alberta (Canada)
    Canadian provinces
    Chile
    Colombia
    Czech Republic
    Denmark
    Estonia
    Finland
    France
    Germany
    Greece
    Hungary
    Iceland
    Ireland
    Israel
    Italy
    Japan
    Korea
    Latvia
    Lithuania
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    Norway
    Poland
    Portugal
    Slovak Republic
    Slovenia
    Spain
    Sweden
    Switzerland
    Turkey
    United Kingdom
    England (UK)
    Northern Ireland (UK)
    United States
    OECD average

    Non-OECD Countries

    G20 average
    TALIS average
    Albania
    Algeria
    Argentina
    Buenos Aires (Argentina)
    Baku (Azerbaijan)
    Belarus
    Bosnia and Herzegovina
    Brazil
    Brunei Darussalam
    Bulgaria
    China
    B-S-J-Z (China)
    Hong Kong (China)
    Macao (China)
    Shanghai (China)
    Chinese Taipei
    Costa Rica
    Croatia
    Dominican Republic
    Ecuador
    Egypt
    Georgia
    India
    Indonesia
    Jordan
    Kazakhstan
    Kyrgyz Republic
    Kosovo
    Lebanon
    North Macedonia
    Malaysia
    Malta
    Moldova
    Montenegro
    Morocco
    Panama
    Peru
    Philippines
    Qatar
    Romania
    Russian Federation
    Saudi Arabia
    Serbia
    Singapore
    South Africa
    Tajikistan
    Thailand
    Trinidad and Tobago
    Tunisia
    United Arab Emirates
    Abu Dhabi (UAE)
    Ukraine
    Uruguay
    Viet Nam
    The data table will display up to four selected countries (unselect the OECD average to have one more).
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    Note: These values should be interpreted with care since they are influenced by countries' specific contexts and trade-offs. In education, there is often no simple most- or least-efficient model. For instance, the share of private expenditure in education must be read against other measures designed to mitigate inequities, such as loans and grants; longer learning time is an opportunity to convey more and better content to students, but may hinder investments in other important areas. If you want further information on the nature of different variables, please take the time to read the analysis and contextual information, available at the website for each publication.
    The OECD average includes only OECD countries which are listed here: http://www.oecd.org/about/membersandpartners/

    *TALIS averages are based on all countries participating in the TALIS survey, including partner countries and economies. This explains the difference between the OECD average and the TALIS average. Data from the TALIS survey and Education at a Glance (EAG) may differ. See Annex E of the TALIS technical report and Annex 3 of EAG 2019 for more details about the data collections.

    B-S-J-Z (China) refers to the four PISA-participating provinces/municipalities of the People's Republic of China: Beijing, Shanghai, Jiangsu and Zhejiang.

    For additional notes, please refer to annexes in the list of links below the introductory text.